Central New Jersey
Online Personal Loans Up To $5,000
Fill out a request form and submit loan request for free!
Browse the list of most frequently asked questions below and find the answer you need.
1) What is this website and how can I use it?
We are a totally free website where you can submit a loan request online and receive a decision in quick time. That’s right: you don’t have to pay us anything. And you don’t have to go anywhere or to stand in a long waiting line.
2) How can I submit my request with you?
We prepared a very simple form for you to fill in. When you’re done with it, just press one button to submit your request and wait a bit. Your request will be processed and answered soon.
3) What are the requirements for using your website?
We have a very short list of requirements here. You can be eligible if you:
- legally reside in the United States;
- are 18 years old or older;
- have a stable source of income.
4) And what about my credit score?
Every credit score is welcome here. We are going to be straightforward with you: it’s really easier to get a deal when your score is OK. But having a less-than-perfect one doesn’t prevent you from submitting a request. Try it out and see where it goes!
5) But if I don’t like the terms of my offer, what can I do?
If you received an offer that doesn’t satisfy you, you can always refuse to proceed. You are under no obligation to agree to it and proceed with this deal. There are no fines and penalties if you refuse to go on with this offer.
6) Is my information safe with you?
7) What is a personal loan?
It’s a credit product that allows you to borrow a large lump sum of money and repay it over a certain period. It typically comes with a fixed interest rate and is supposed to be repaid in fixed installments each month.
Disclaimer: lpcnj.org is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lender directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details. This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.
State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states. This website collects personal information and transfers it to its third-party partners. The website contains links to third-party websites. Accessing them may result in commission. Please note that personal loans should not be treated as financial cure-it-all. If you have major budget difficulties, consult specialists first.